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North American Vertical Datum of 1988 (NAVD 88) as adopted in 1993 is a vertical control datum used as a <br /> reference for establishing varying elevations within the floodplain. <br /> Obstruction includes, but is not limited to, any dam, wall, wharf, embankment, levee, dike, pile, abutment, <br /> protection, excavation, canalization, bridge, conduit, culvert, building, wire, fence, rock, gravel, refuse, fill, structure, <br /> vegetation, or other material in, along, across or projecting into any watercourse which may alter, impede, retard or <br /> change the direction and/or velocity of the flow of water; or due to its location, its propensity to snare or collect <br /> debris carried by the flow of water, or its likelihood of being carried downstream. <br /> One-percent annual chance flood is the flood that has a one percent(1%) chance of being equaled or exceeded <br /> in any given year. Any flood zone that begins with the letter A is subject to the one-percent annual chance flood. <br /> See"Regulatory Flood". <br /> Physical Map Revision (PMR) is an official republication of a community's FEMA map to effect changes to base <br /> (1-percent annual chance) flood elevations, floodplain boundary delineations, regulatory floodways, and planimetric <br /> features. These changes typically occur as a result of structural works or improvements, annexations resulting in <br /> additional flood hazard areas, or correction to base flood elevations or SFHAs. <br /> Public safety and nuisance means anything which is injurious to the safety or health of an entire community, <br /> neighborhood or any considerable number of persons, or unlawfully obstructs the free passage or use, in the <br /> customary manner, of any navigable lake, or river, bay, stream, canal, or basin. <br /> Recreational vehicle means a vehicle which is (1) built on a single chassis; (2) 400 square feet or less when <br /> measured at the largest horizontal projections; (3)designed to be self-propelled or permanently towable by a light <br /> duty truck; and (4) designed primarily not for use as a permanent dwelling, but as quarters for recreational <br /> camping, travel, or seasonal use. <br /> Regular program means the phase of the community's participation in the NFIP where more comprehensive <br /> floodplain management requirements are imposed and higher amounts of insurance are available based upon <br /> risk zones and elevations determined in a FIS. <br /> Regulatory flood means the flood having a one percent (1%) chance of being equaled or exceeded in any given <br /> year, as calculated by a method and procedure that is acceptable to and approved by the Indiana Department of <br /> Natural Resources and the Federal Emergency Management Agency. The regulatory flood elevation at any <br /> location is as defined in Article 3 (B) of this ordinance. The "Regulatory Flood" is also known by the term "Base <br /> Flood", "One-Percent Annual Chance Flood", and"100-Year Flood". <br /> Repetitive loss means flood-related damages sustained by a structure on two separate occasions during a 10- <br /> year period for which the cost of repairs at the time of each such flood event, on the average, equaled or exceeds <br /> 25% of the market value of the structure before the damage occurred. <br /> Section 1316 is that section of the National Flood Insurance Act of 1968, as amended, which states that no new <br /> flood insurance coverage shall be provided for any property that the Administrator finds has been declared by a <br /> duly constituted state or local zoning authority or other authorized public body to be in violation of state or local <br /> laws, regulations, or ordinances that intended to discourage or otherwise restrict land development or occupancy <br /> in flood-prone areas. <br /> Special Flood Hazard Area (SFHA) means those lands within the jurisdiction of the Town subject to inundation <br /> by the regulatory flood. The SFHAs of the Town of Mooresville are generally identified as such on the Morgan <br /> County, Indiana and Incorporated Areas Flood Insurance Rate Map dated October 2, 2014 as well as any future <br /> updates, amendments, or revisions, prepared by the Federal Emergency Management Agency with the most <br /> recent date. (These areas are shown on a FIRM as Zone A, AE, Al-A30, AH, AR, A99, or AO). <br /> Start of construction includes substantial improvement, and means the date the building permit was issued, <br /> provided the actual start of construction, repair, reconstruction, or improvement was within 180 days of the <br /> permit date. The actual start means either the first placement of permanent construction of a structure on a site, <br /> such as the pouring of a slab or footings, the installation of piles, the construction of columns, or any work <br /> beyond the stage of excavation; or the placement of a manufactured home on a foundation. Permanent <br /> Page 16 <br />